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The easiest, fastest way to save & spend in DeFi

Dharma describes its platform as “the easiest place to borrow and lend cryptocurrencies — anywhere in the world, instantly and securely”. Dharma is benefiting from the Ethereum blockchain to create a decentralized finance platform powered by smart contracts.

With the help of the blockchain and smart contracts, Dharma enables wholly non-custodial, peer-to-peer lending; you don’t need to trust ​us or anybody —​ just trust math and cryptography.

Dharma is backed by some of the leading investors in crypto and fintech; YCombinator, Polychain Capital, Green Visor Capital, and Coinbase Ventures to name a few. The company was founded in 2017, and based in San Francisco, United States.




San Francisco, United States

Year founded